USA Medicare Plan

Medicare Supplement Insurance

Call NOW For Assistance
800-783-5901
  • Medicare 101
    • What Is Medicare
    • FAQ’s
    • Resource Guides
    • Dental
    • Travel Insurance
  • Medicare Supplements
    • Plan G
    • Plan N
    • Plan F
  • Medicare Advantage
    • Medicare Advantage Plans Explained
    • Medicare Advantage vs. Medicare Supplement
  • Medicare Part D
    • Enroll In Part D Rx
    • Extra Help For Medicare Part D
  • Blog
  • Contact Us
    • About Us
You are here: Home / Blog Posts / 10 Things Medicare Does Not Cover

10 Things Medicare Does Not Cover

By Shauneen Sullivan

10 Things Medicare Does Not Cover

We’re going to discuss 10 things that Original Medicare does NOT cover. It’s important to be aware of these gaps in coverage to ensure you’re fully prepared for any potential healthcare costs.

1) Long Term Care

Original Medicare does not cover long-term care services. Long term care includes custodial care which provides assistance with daily living activities like bathing, dressing, and eating. If you require this type of care, you may need to consider other options like Medicaid, long-term care insurance, or use personal savings.

2) Dental Care

Original Medicare does not cover most dental care services, including routine checkups, cleanings, fillings, and dentures. To get dental coverage, you might want to consider a standalone dental insurance plan or a Medicare Advantage plan that includes dental benefits.

3) Vision Care

Original Medicare also does not cover routine vision care, such as eye exams, eyeglasses, or contact lenses. However, Medicare does cover some diagnostic and preventive services for specific eye conditions. To obtain more comprehensive vision coverage, you can look into standalone vision insurance plans or Medicare Advantage plans with vision benefits.

4) Hearing Care

Hearing care, including routine hearing exams and hearing aids, is not covered by Original Medicare. To access these services, you may need to purchase a standalone hearing insurance plan or enroll in a Medicare Advantage plan that offers hearing benefits.

5) Cosmetic Surgery

Cosmetic surgery is generally not covered by Original Medicare because it is considered elective and not medically necessary. Although there are some exceptions for reconstructive surgery due to injury, disease, or congenital defects.

6) Acupuncture

Original Medicare does not cover Accupuncture, with a few exceptions for chronic low back pain. If you’re interested in acupuncture as a treatment option, you may need to explore alternative coverage or pay out-of-pocket.

7) Coverage Outside The USA

Original Medicare does not cover healthcare services received outside the United States, except in very limited circumstances. If you plan to travel or live abroad, consider purchasing a supplemental travel insurance policy or a Medigap plan that offers foreign travel emergency coverage.

8) Prescription Rx

Original Medicare does not cover most prescription drugs. You’ll need to enroll in a separate Medicare Part D prescription drug plan or choose a Medicare Advantage plan with prescription drug coverage to help with medication costs.

9) Private Nursing

Original Medicare does not cover Private nursing services. If you require private nursing care, you may need to explore other options. These would include long-term care insurance or use personal savings.

10) Foot Care

Original Medicare does not cover routine foot care. This includes the treatment of calluses and corns, or toenail trimming. It does cover medically necessary foot care, like treatment for diabetic foot conditions.

And there you have it – 10 things Original Medicare does NOT cover. It’s crucial to understand these gaps in coverage to avoid unexpected out-of-pocket expenses. To fill in these gaps, consider exploring Medicare Advantage plans, Medigap policies, or standalone insurance plans.

If you want help finding a Supplement Plan that helps cover these gaps please reach out to us at (800) 783-5901 and we’ll be glad to help you!

Filed Under: All About Medicare, Blog Posts Tagged With: 10 things medicare does not cover, medicare coverage, what medicare does not cover

Are You Confused About Medicare and Having Trouble Choosing the Right Plan?
We Are Medicare Experts.

Get a FREE Consultation To:

Compare Plans and Get Quotes
Save Money on Current Coverage
Enrollment Assistance

By submitting this form you agree to receive messages from Usa Medicare Plan or Health Benefits Usa at the phone number provided above. Data rates may apply, reply STOP to opt out at any time.
Loading

* Your information is 100% protected. Only one agent from our office will contact you.

Resource Links

Dental Insurance
Sign Up For Medicare
Social Security Retirement Benefits

USA Medicare Plan
4706 Chiquita Blvd S. Suite 200-415
Cape Coral, FL 33914
Email:info@usamedicareplan.com
Phone: (800) 783-5901

Dental , Vision, Hearing - Insurance

Our popular Dental Plan includes Vision and Hearing options. In Network and Out of Network choices! Get More Details and Apply Here:

Dental Insurance

Dental Insurance

Check out our YouTube Channel
usamedicare

Not connected with or endorsed by the United States government or the federal Medicare program

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Copyright © 2025 usamedicareplan.com · All rights reserved · Privacy Policy